The InVivo group modernises its supplementary health and provident scheme

The InVivo group modernises its supplementary health and provident scheme

The trade unions and the group's management have signed a social agreement that will have a significant impact on all employees.

Supplementary social protection is a major component of the InVivo group's social policy, which aims to provide all its employees with effective and sustainable protection that accompanies the evolution of its organisation and the coexistence within it of two social security schemes and several branch collective agreements.

It is this desire for fairness and harmonisation, in a context of disengagement from compulsory social security schemes, that has led the group's management to work for several months with the trade unions to build a new protection system.

The agreement signed on 4 October with the majority of the social partners: CFDT, CFE-CGC, CFTC, FGTA-FO, SDACOOPA and SUD Commerce, is an unprecedented agreement, the result of a work of co-construction, which will take effect on 1 January 2022.

An innovative insurance package that meets the group's specific needs
InVivo is a group with a complex social architecture, bringing together several collective agreements and two social security schemes (general and agricultural), and which continues to evolve regularly. The group's motivation for renegotiating its supplementary and provident schemes was linked to the need for modernisation, competitiveness and harmonisation for all employees.

InVivo, which was assisted in its social and commercial negotiations by the Euroditas consultancy of the Convergence Group, came up with an innovative arrangement: cross-reinsurance with two group insurance organisations - AÉSIO Mutuelle and Crédit Agricole Assurances - giving greater solidity and flexibility to the scheme.

Sébastien Graff, InVivo Group HR Director: "The InVivo Group has always been very proactive on the issue of social protection. These are complex agreements to negotiate, which touch on people's private lives; they involve health, illness and heavy provident schemes. With this new agreement signed by almost all of our trade unions, InVivo has modern, competitive and highly protective tools for all its employees".

The key points of this agreement

1. To provide employees with effective protection adapted to their needs, within a mutualised framework allowing them to benefit from optimised and sustainable pricing.
2. To ensure a fair balance in the distribution of costs between the employer and the employee.
3. Simplify the schemes and make them easier to understand in order to enhance the value of InVivo's social offer.
4. Innovate socially with the introduction of new types of coverage and the digitalisation of the offer, allowing for dematerialised enrolment.
5. Provide access to a healthcare network with a wide choice of healthcare professionals, equipment and services, for quality care at the right price throughout France and better control of out-of-pocket expenses.
6. To adapt to changes in the scope of the business and to encourage new structures to join the InVivo group, thanks to the quality of the schemes set up and their financial optimisation.